Wednesday, March 6, 2013

Article- Historical Definitions of an Entrepreneur

Historical Definitions of an Entrepreneur
The term Entrepreneur was used already used in the 17th century in French Military History.
The physiocrat Richard Cantillon was one of the first writers who mentioned the term in an economic context. Cantillon characterized an entrepreneur as an individual who engages in business without an assurance of the profits he will derive from his enterprise.
It was Jean Baptiste Say who made the term popular in Economics at the turn of the 19th century. Say defines an entrepreneur as someone who uses the productive factors efficiently, coordinates the production process and bears the risks of production. The entrepreneur, Say said, shifts the economic resources out of an area of lower productivity into an area of higher productivity and greater yield.
Joseph Schumpeter was the first major economist to go back to Say. In his classic ‘Die Theorie der wirtschaftlichen Entwicklung’ published in 1911 he broke with traditional economics. According to Schumpeter the entrepreneur always searches for change, responds to it, and exploits it as an opportunity. He tells us that innovations, i.e. the carrying out of new combinations, take various forms besides mere improvements in technology.

Definition of an Entrepreneur according to Reinhold Würth
The term Entrepreneur not only refers to the independent businessman/woman himself/herself, but also to top executives in responsible management positions in large corporations and social institutions since it is also churches and political parties that require entrepreneurs of their own. Thus, entrepreneurship is not limited to the economic sphere, to the maximization of profit or share holder value, but it pertains to all activities of human beings. The director of a school and the director of a workshop for handicapped people do very much the same things and can be called entrepreneurs if they do their jobs with pleasure and with enthusiasm and if the people they are responsible for and look after react positively to them. Entrepreneurship symbolizes the courage to accept responsibility. The entrepreneur is highly efficient and productive, he inspires others by his predictability and honesty, and his behavior is an example to everybody. According to Reinhold Würth the foundation of a company and independence in business is one of the most rewarding ways to live a truly fulfilled life. The most important thing is:
"to roll up your sleeves and start working".
Also see the Fundamentals of Entrepreneurship on

John Law

How John Law's Failed Experiment Gave Us a New Word: 'Millionaire'

THROUGHOUT HISTORY, the people who have become very wealthy have had two things in common: Each had a great gift or idea, and each lived in a society where that gift was highly valued. A brawny and aggressive man with state-of-the-art spears probably wouldn't get rich in modern America, but he might have been the Bill Gates of the year 1000. Similarly, today's brainy Internet entrepreneur might very well have been a slave 1,000 years ago.
In 18th-century France, the scarcity of gold impaired the country's ability to trade its surpluses with other nations. Many of the French enjoyed great affluence, yet they and the profligate government of Louis XIV always seemed to be scrounging for gold.
It was the great fortune of a man named John Law that he could introduce his ideas about paper money to the country. "My secret is to make gold out of paper," he once said. The result was famously lucrative and then even more famously catastrophic for the French, but Law's demonstration of the flexibility afforded by paper currency and by the creation of money by bank or government fiat has been the basis of finance ever since. His exploits gave the world a word it cherishes to this day: millionaire. The following excerpts from a new book by Cynthia Crossen about the amassing of great fortunes through the ages shows linkages between Law's epoch and our own.
Richard Cantillon
Richard Cantillon was a banker who played an important role in the monetary schemes of John Law. His Essai sur la Nature de Commerce en Général (nature of Commerce/ trade in general) is a true monument in the history of economic thought. Cantillon made path-breaking contributions to economic methodology and economic theory, including the role of the entrepreneur and the concept of opportunity cost. His spatial economics and population theory are considered modern. He first presented the price-species flow mechanism and this formed the basis of his highly advanced monetary and business cycle theories. This review and extension of Cantillon’s contributions to economics marks him as the true originator of economics.
Few people know Cantillon's secondary business was as a wine merchant, which no doubt sharpened his understanding of entrepreneurship, risk taking, and interest and price formation.
The role of the entrepreneur is one of Cantillon's great contributions to economic understanding. He speaks of the entrepreneur in the classic sense of the undertaker of great business adventures, but Cantillon also has a theoretical distinction between those who work for a fixed return or wages and those who face uncertain returns, including farmers,22 independent craftsmen, merchants, and manufacturers. These entrepreneurs purchase inputs at a given price to produce and sell later at an uncertain price.23 In the pursuit of profit, the entrepreneur must bear risks as he faces the pervasive uncertainty of the market.24 For example, the farmer has fixed expenses but: 
The price of these products will depend partly on the weather, partly on demand; if corn is abundant relative to consumption it will be dirt cheap, if there is scarcity it will be dear. Who can foresee the number of births and deaths of the people in a State in the course of the year? Who can foresee the increase or reduction of expense that may come about in the families? And yet the price of the Farmer's produce depends naturally upon these unforeseen circumstances, and consequently he con- ducts the enterprise of his farm at an uncertainty.2
The unsuccessful entrepreneur will live poorly or go bankrupt, while the successful entrepreneur will obtain a profit or advantage and cause entry into the market, “and so it is that the Undertakers of all kinds adjust themselves to risks in a State.”26 The entrepreneur brings prices and production into line with demand; in well organized societies, government officials can even fix prices of basic items without too much complaint.2
The above work is picked up from “The School of cooperative individualism” which is available at www.cooperativeindividualism.org

The Story of the first entrepreneur.
Life and Work of Richard Cantillon
by Henry Higgs
 LIFE OF RICHARD CANTILLON
Half a century has elapsed since Jevons revealed his discovery of Richard Cantillon. A discovery it was, as truly as when an explorer unearths a statue silted over by the sands of time, puts it upon a fitting pedestal, and is the first to give its full, correct description. The Contemporary article did not mark the end of his interest in the Cantillon mystery. What has become of Cantillon's manuscripts? Who succeeded to his property? Is the English essay, the Supplement, the French manuscript still in existence? It was perhaps with these questions in mind that he went to Somerset House and examined the wills of Richard and Philip Cantillon.*17 He must have found there that Richard Cantillon was engaged in numerous lawsuits, and Jevons was not the sort of man to leave a clue of this kind neglected. But before he could follow it up his life was ended by untimely accident on 13 August 1882.
Little more was heard of Cantillon until the formation of the Royal Economic Society. The first number of the Economic Journal appeared in 1891 and contained a learned article by Dr William Cunningham on "The Progress of Economic Doctrine in England in the Eighteenth Century," ranging over the period 1688-1776 and naming a great number of writers but making no mention of Cantillon or his work. It seemed as if Cantillon were once more forgotten and that Jevons had written in vain. One who had not forgotten either Cantillon or Jevons was Professor Foxwell. In his lectures, which I attended from 1885 to 1887, he laid stress upon the importance of the Essai and referred to Jevons's article, and it was with his encouragement and aid that I endeavoured to discover some further information about Cantillon. Researches at Somerset House, the British Museum, the Public Record Office in London, and the Archives Nationales and Bibliothèque Nationale at Paris brought to light a mass of documents which served as the basis of an article on Richard Cantillon in the first volume of the Economic Journal (pp. 262-291). This appears to have aroused more interest. Professor C. F. Dunbar of Harvard University consulted me as to a reprint of the Essai and invited me to write a prefatory note to it and an article on "Cantillon's Place in Economics" for the Harvard Quarterly Journal of Economics.*18 No new facts about his life have since appeared. M. Espinas devoted serious attention to Cantillon in his Histoire des Doctrines Economiques, Paris, 1891 (pp. 179-197). M. Robert Legrand wrote a doctor's thesis on Richard Cantillon, Paris, 1900, which contains nothing original.*19 In their Histoire des Doctrines Économiques, Paris, 5th ed., 1926, p. 53, Professors Gide and Rist say: "Ce Richard Cantillon, dont personne n'avait parlé pendant plus d'un siècle, est redevenu fort à la mode." The references of various writers since 1891 are too numerous to mention. The first volume of the Economic Journal is now out of print and scarce. The gist of the article of 1891 is now reproduced with some revision and additions.
Nothing supports the surmise of Jevons that the Cantillons were of Spanish origin.*20
Among the manuscripts in the Bibliothèque Nationale at Paris is a draft or copy of a letter*21 to our author from James Terry, Athlone Herald under James II, dated Versailles, 24 February 1724 addressed to Mr Richard Cantilon [sic], London: "I am sorry you sent to Mr Hocking for Ireland for your Genealogie, when you were sincible yt I came over with the late Deceased King, and then brought with me his records of that Kingdo. I writt to Capt. Commerford that the first of your family that Landed at the Conquest with King Henry the Second was Hugh Cantillon, and those of your family that cam in to England with William the Conqueror as also those of the same who went with Godfroy of Boulion to ye Conquest of the holly Land, the armes I past your Cosen Sir Richard are not of your family they are a branch who changed and would have a Lizard how that mistack cam I cant remember for your the chife of the name father and son for a longe continuance to this Day. I did advise Mr Commerford that you should joyne your Seconds [i.e. Wife's] Genealogie to it I meane the O Mohoneys...." Other genealogical material is abundant but conflicting. In the Revue Historique de la Noblesse, Paris, 1841, 8vo, t. III. pp. 28 seq. is a Notice historique, généalogique et biographique de la Famille de Cantillon (B.M. Press Mark PP 3822). This is a well-documented account with the family arms and was reproduced the same year (with additions from J. Burke's Heraldic Illustrations) par le chevalier O'S, Gentilhomme Irlandais, Paris, 8 pp. 8vo. We are told that the family long held Ballyhigue Castle, and the peasants shew the ancient burial place of the Cantillons on an islet visible at low water on the Kerry coast. They adhered staunchly to the Stuarts with whom they were allied. Roger, sixth baron of Ballyhigue married Elizabeth Stuart in 1536. Coming to the seventeenth century we find mention of one Richard Cantillon who went to France in the suite of James II, fought at Boyne in command of a company of dragoons, was wounded, and later was made "Chevalier de la facon du Prétendant."*22 In the dossier quoted above is his receipt for 107 livres for silk supplied to Catherine Trant, daughter of James Terry, dated Paris, 11 July 1695, "att ye nine Rattes, Rue St Honoré." Later we find him busy as a banker in the Rue de l'Arbre Sec, Paris. A number of documents testify to his various activities. On his death on 5 August 1717, he was found to be insolvent, assets 68,200 livres, liabilities 310,000 livres. The trustees, as we should call them, under his bankruptcy had paid off about 25 per cent. of his debts when our Richard Cantillon enters on the scene. According to a signed statement filed by the trustees, Richard Cantillon, junior, himself one of the largest creditors, generously paid the remaining three-quarters, moved thereto only by the desire to honour the memory of one whose name he bore.*23
Richard Cantillon the economist, according to the Revue historique a first cousin of the Chevalier, was probably born between 1680 and 1690. He married in 1722*24 Mary Anne Mahony, daughter of Daniel Mahony, a rich merchant of Paris. Her mother was Lady Clare, widow of Charles O'Brien who, but for the attainder, was Viscount Clare. He escorted the consort of James II to Paris, and died of wounds received at Ramillies. The French writers refer to Daniel as Ommani, which Mr H. R. Tedder erroneously conjectured to stand for Ommaney*25 but is obviously a Gallicised form of O'Mahony. Whether or not our author was at first a banker in London, as is sometimes asserted, is doubtful. He may have acted there as agent for Sir Richard's Paris house. But on 18 May 1724 he swore an affidavit in the suit Hughes v. Moore (Chancery Proceedings, 1441, in the Record Office) in which he "admits that he is a naturall born subject of the Crown of Great Britain, and did for severall years carry on the Business of a Banker in the Citty of Paris until about the beginning of the month of August in the year 1719, and about that time left off the Trade or Business of a Banquer—and settled Mr Edmund Loftus & Company in this Defendant's house at Paris to manage the Trade and Business of Bankers there, and this Defendant was no otherwise concerned with them in the said House than as comandite thereof... And after... this Defendant went into Italy and returned from thence to Paris in... February 1720 N.S. and having reason to be dissatisfied with the management... disengaged himself from his said stipulations" and thereupon "did settle a Partnership as Bankers... between Richard Cantillon the younger, who is this Defendant's nephew, about 4 years old at that time, and John Hughes" who had "been before that time a Banker in London." Cantillon found the whole capital, 50,000 livres tournois, and was to have two-thirds of the profits, Hughes one-third and the nephew only what his uncle allowed him. The partnership was to pay Cantillon 1200 livres a year for the front of his house, Château La Samaritaine, Rue de la Monnoye, Paris, Cantillon reserving part of the back for himself. The partnership was for twenty years but might be determined at any time at Cantillon's pleasure. He was to have supreme authority, but not to be liable for any losses beyond his 50,000 livres, being only comandite "which is known to all Merchants and Traders in Foreign parts to be a person who erects and fixes a House in business which he is supposed to encourage and support without his name being concerned in the said House or being himself liable to any transactions therein, the private stipulations between the comandite and the said House being quite separate from the Credit or currency of business of the said House."
This is confirmed by a printed document forming the case of Richard Cantillon, marchand mercier à Paris, before the Parlement criminel, entitled "Mémoire pour Richard Cantillon intimé et appelant. A Paris, chez André Knapen, au bas du Pont Saint Michel, au Bon Protecteur, 1730. 18 pp. folio."*26 He was attacked by the brothers Jean and Remi Carol, bankers at Paris, for having practised "l'usure la plus énorme," and taking flight to England leaving Hughes embarrassed by his creditors. They say "ce Richard Cantillon, qui se dit aujourd'hui gentilhomme irlandais, s'était dit natif de Cherbourg en Normandie, dans une lettre de marchand mercier qu'il avait prise en 1716." They accuse him of defrauding them, and on one of his visits to Paris had him arrested and imprisoned in the Châtelet on 11 November 1729. He was released the next day but on their representing that he was a foreigner and might leave the country he was again imprisoned in the Conciergerie but obtained an early discharge.*27 The Mémoire for Cantillon says: "Le Sieur Cantillon, Irlandais d'origine, vint s'établir en France en 1716. Il y forma un commerce public de banque, qui en peu de temps devint assez florissant. Le fameux système qui commença à se developper en 1719, ne le seduisit pas comme beaucoup d'autres, il crut au contraire devoir se mettre à l'abri de l'orage qu'il prévoyait: c'est ce qui l'engagea à renoncer au commerce dans lequel il voyait trop de dangers. Il renferma tous ses papiers dans un coffre qu'il confia aux Benedictins Anglois et partit pour l'Italie apres avoir procuré ses correspondances à un nommé Loftus avec qui il forma une simple société en commandite le 31 juillet 1719."
Grimm's account of him in 1755, to which Jevons refers (p. 336, ante), is the basis of the article in the Biographie Générale. Its general accuracy is confirmed by references in Cantillon's correspondence*28 to the Princesse d'Auvergne and to John Law. In one of his letters he says (Paris, 21 June 1730): "I find that if I had remained here from the beginning of Hughes's Partnership (which you know the Minister of the Scheme [i.e. Law] made dangerous for me to do) I never should have had any of these Lawsuits." The animosity of Law was due not only to Cantillon's outspoken distrust of his scheme and to his bearing of the Stock, but also to his Exchange operations, as Cantillon remitted largely to England and Amsterdam and profited greatly by the fluctuations in the currency, which he foresaw. Lady Mary Herbert, daughter of Earl Powis, was one of his clients and an intrepid speculator for the rise in Mississippi stock. She "pyramided" her purchases by depositing shares as cover for advances to buy more. Her brother Lord Montgomery, her husband Joseph Gage, and her aunt Viscountess Carrington followed suit, though Cantillon says he advised them all (so far as was safe and prudent for a person then to do in France) to sell out as the Actions must fall. He describes Lady Mary and Lady Carrington as his friends. Lady Carrington says Cantillon "sold out all his French India stock and other papers at a great price and remitted to England and Holland whereby he made a great Estate." The Carols, like other bankers, caught the infection. They were partly influenced in their operations by an Arrêt of 11 March 1720 which ordered a gradual revaluation of the French crown so that it should be worth about 50 pence at the end of the year.*29 The Herberts say they thought the Arrêt would have its intended effect, but they produced a letter from Cantillon to Hughes dated London, 29 April 1720, which shews that he predicted the crown would not be worth more than about 28 pence, and advised an advance only of 18 pence upon its security. The main charge against him in the various lawsuits was that he had no right to sell the shares deposited with him and that the profits he made thereby were due to the depositors. His reply to this was that the shares were not numbered or earmarked and that he was always able and willing to supply shares on demand. A charge of usury "for a difference in exchange (...in a place where exchange in that very month carried about 30 per cent.) for six to eight months," he considered absurd. As to his remittances to countries outside France "there was no declaration against it" and he is "surprised Mr L. [John Law] should say they were declared enemies who remitted." The sums involved were very large. He obtained judgment in the Court of Exchequer for over £40,000 from Lord Montgomery, sued Lady Carrington upon her note of hand for £20,000, and Gage for about £10,000. He also succeeded in the suit brought by the Carols to whom he had advanced 35,000 florins on the 20th March 1720 against their bill on Amsterdam for 41,000 florins payable at eight months. He seems to have had good answers to all his opponents. How heavily the imprudent bankers suffered by the "crying up and down" of the currency may be gathered from Postlethwayt's statement*30 that out of about 200 bankers in Paris in 1715 only three or four survived the "diminutions" of the crown. Their losses were probably very heavy in 1720 and much of them went into Cantillon's pocket. The passages in Part III, chapter V, of the Essai are an interesting commentary upon his actual experience.
A document*31 which has recently come to light in the Record Office throws a clear light upon one of the Herbert transactions. Lady Mary Caryll (née Herbert, but now a second time a widow) suing one Strickland, in Chancery, the defendant's reply contains (though its relevance to the case is not clear) a letter from her dated Seville, 6 October 1730, which she had addressed to the Court stating that on the 20th February 1720 she borrowed of Cantillon and Hughes £10,000 on a bill for 3 months payable in London, which was discounted at the Bank of England a few days later. Hughes asked for security and she handed him 800 primes of French India actions, then worth £30,000. In May these would have fetched £22,000, in June about £12,000, but later fell almost to nothing. In April following the first loan she borrowed a further £12,000 against a bill on Lord Montgomery for £18,665, which she says is 55 per cent. interest for 9 months. She adds Cantillon might have been content with this 55 per cent. without robbing her of the other half, but as her securities were sold at once he was really lending her her own money and had besides the interest on the money so long in his hands, altogether wronging her of nearly £76,000, which "must make Cantillon appear very black." It is easy to imagine how Cantillon would have answered this. His great financial coup was made prior to his setting up the firm of Cantillon and Hughes. His cashier says he drew a profit of 2½ millions out of his business in a few days. In the single year, March 1719/20 to March 1720/21 the books of his cousin, Martin Harrold, a London banker, shew payments of over a million to his account filed in the Court by Harrold.
John Hughes died suddenly in Paris on 9 June 1723, and his widow Esther Hughes sued Cantillon for an account of the sums due to her husband as a partner in the firm. She had communicated to the Herberts some letters from Cantillon to Hughes in one of which Cantillon says: "You remember upon our first broaching these schemes you were content to stand in the Gap.... If the affair of Lady Mary was to be carried against us... there is no medium but your flying or going to Prison.... It will be your own interest to take an imprisonement of a twelve month rather than see all our schemes pulled to pieces; for, by standing the Tack, you have a maintenance secured to your Family; and if all were turned the other way you would be in an ordinary condition." After his release "the reinstating your house in Business... would be still practicable and easy." The Herberts say that "the schemes mentioned... were to lend money to severall persons upon French India Actions, and to take high premiums or advanced prices on French crowns, and to sell out such Actions, and to remit the produce thereof into Foreign countries in order to turn the same into Sterling money for their own profit, and after the bills and notes... taken from persons with whom they dealt in that manner should become payable... to oblige such persons to pay the whole money thereon, and not to disclose that they had sold the said Actions and raised anything thereby." They allege that "the said pretended Partnership between the infant Cantillon and Hughes" was "a Skreen" and established "on Pre-meditated Fraud"—Hughes, a man of straw, to go to prison if the scheme turned out badly, and so avoid the financial consequences, Cantillon senior to make a fortune if things "turned the other way."
Esther Hughes, on the contrary, pleads that there was a true partnership though Cantillon dominated it, that he entered into large transactions which he claimed to be on his private account when they were successful, notably a highly profitable purchase of copper for about 4 millions of livres from John Colebrook in 1720. When there was a bad stroke of business, such as an advance of £20,000 to Wm. Law, brother of John Law, which there seemed to be no hope of recovering, he caused the amount to be entered in the account of the partnership. Cantillon traverses these allegations and says that the partnership still owed him over £10,000. Mrs Hughes asked for a writ ne exeat regno to which Cantillon filed an answer (18 May 1724) that "for some years last past, since he had resided in London, he had gone beyond sea, whither his business or his inclination invited him and returned again to London. Necessary business called him abroad in the spring of 1724, and he had intended to take his wife with him to Naples and some other places in Italy... and return again to London to reside." Cantillon deposited in court sufficient security to meet the claim, and in 1726 (when the office of Assistant Paymaster General of the Supreme Court was created) one of the Masters in Chancery lodged with the Pay Office £3,450 in South Sea Bonds and £209. 5s. 0d. cash (apparently accrued interest) in the suit of Hughes v. Cantillon. Mrs Hughes found it difficult to press her suit, her witnesses being abroad, and on the 27th October 1726 an amount of £300 cash in respect of interest was paid out, on Cantillon's application, to his Solicitors. On the death of Mrs Hughes her son and administrator John Hughes kept the action alive until 1752 when the Countess of Stafford successfully appealed for its dismissal.*32 £4,095 South Sea Annuities and £1,838 cash were ordered to be paid out to her from the accumulated fund. Cantillon appears therefore to have triumphed in the Courts over all his opponents. The evidence in this suit gives the date of the Countess's birth as October 1728.
In 1726 the family started upon its travels. Cantillon wrote frequently to his friend Garvan, who quotes several letters but refrains from putting others on the record as they "are so full of scandal." The letters are dated from Nampon, near Abbeville, Paris (his first visit to that city for nearly six years), Rotterdam, Brussels, and Cologne in 1726, Verona, Chambéry, Geneva, and Paris in 1728, Paris in 1729, 1730 and 1731, Brussels, Paris and Utrecht 1733.
The registers of St Paul's, Covent Garden, have been searched in vain for an entry relating to Cantillon, but the rate books of the City of Westminster shew that after the middle of 1721 he occupied one of four large houses forming the Piazza and continued to be so rated till 1729. The rate books from 1730 to 1732 are missing, but he no longer appears in 1733. His neighbours in the Piazza were the Earl of Orford, Sir Harry Ashurst and Mr E. Gouge (? his friend Edmund Gough). The Piazza houses were destroyed and replaced by the New Playhouse, or Covent Garden Theatre, which is rated in lieu of them in 1735. His name does not appear in the rate book for Albemarle Street. The house in which he died is rated to E. Cook, Esq., on 15 April 1734 and is marked "Empty" by the collector, probably after the fire. But it seems clear that Cantillon had only recently entered into occupation of it at the time of his death and that most of his servants were newly engaged.
On Monday, 13 May 1734, Cantillon was busy in London with his friend Francis Garvan at his chambers in the Middle Temple and others in the City. His coachman deposed that "he was out with his master at the Temple and other places all Day, and particularly at a house in Queen Square, Westminster, where he supp'd, and set him down at his own Door at 10 at Night." His valet gave evidence that "he let his Master in last Night about Eleven a clock who undrest himself in the Parlour as usual; took his Candle and Book, and went up to Bed soon after; and told this Examinant he would read." It was his usual practice to read for three hours or so in bed. About half past three on Tuesday morning his house in Albemarle Street on the east side between Viscount St John's and Mr Percival's was seen to be on fire. Lady Penelope Compton, who lived "the other side of the way," writing on 14 May, says*33 "it burnt very feirce two houses intirely down before they could get any water." There were three menservants and two maids in the family but Cantillon was the only victim, and it was soon evident that he had been murdered before the house was set on fire. His body was burned to ashes. The Journals for 6 June 1734 say: "Yesterday the refiners finished their search into the ashes of the late Mr Cantillon's house, when no plate, money, or jewels had been found; an undeniable circumstance of a robbery previous to the burning of the house. His widow arrived here last night from Paris." She is said to be "near her time." The servants were arrested and tried for murder at the Old Bailey but acquitted after five hours' trial.*34 The assassin appears to have been a Frenchman, one Joseph Denier, alias Lebane, who had been his cook for eleven years but was dismissed about ten days before the murder. He is said to have got into the house by a ladder at the back. He fled to Harwich, to embark for Holland, and the packet not being ready to sail gave eight guineas to a fisherman to carry him over, and so escaped capture.
Cantillon's Will dated 12 July 1732 was proved on 21 May 1735 by Francis Garvan his surviving executor.*35 It was not witnessed, but on 21 January 1734/5 "appeared personally Marie Anne Cantillon of the Parish of St Paul, Covent Garden, Widow, Henry Ffurnese of the Parish of St George's Hanover Square Esquire, and Philip Cantillon of the Parish of St Peter le Poer, London, Merchant, and severally made oath that they well knew Richard Cantillon late of the Parish of St George's Hanover Square, and had often seen him write and knew his handwriting and that the will and signature were written by him." After providing for his wife he leaves legacies and annuities to his niece Catherine, his brothers Thomas and Bernard, his nephews Richard and Thomas, and his executors Francis Garvan and Joseph Lord Viscount Micklethwait, the latter of whom predeceased him. The remainder was left to his daughter Henrietta "...and that she shall be married in England by the approbation and advice of my executors... and in default of her or her issue the remainder to be divided between my nephews Richard and Thomas Cantillon moitively."
That the will was not proved earlier was due to the reluctance of Garvan to undertake its execution owing to the intricacy of the affairs and pending lawsuits. He endeavoured to get letters of administration with the will annexed granted to the widow. These efforts were frustrated by the opposition of legatees and creditors and a private Act was passed, 8 Geo. II, c. 10, empowering Garvan to settle outstanding demands upon the estate without legal proceedings.*36 This however was not the end. In 1736 our ambassador in Holland, the Rt Hon. Horatio Walpole, "acquainted the Rt Hon. the Earl of Scarborough that the Governor or Resident of Surinam had thence sent advice to Holland of several papers having there been found relative to the affairs of Richard Cantillon and supposed to have been carried thither by one of the Assassins and Robbers of the said Richard Cantillon amongst which was described to be a codicillary or testamentary disposition together with an inventory of all his effects." Garvan feared this later will would render the Act of Parliament "a meer nullity," so he refused to act further (see Bill of Henrietta Cantillon by Philip Cantillon, her next friend, v. Francis Garvan). In this will dated London, 11 April 1734, Wm. Sloper and Garvan were named executors. Both renounced, and the will of 1732 was set aside and administration with the will of 1734 annexed was granted on 6 July 1737*37 to the widow and her second husband, the Honble Francis Bulkeley, a nephew of Lady Clare.
The will, parts of which are illegible in the original, was quoted so far as possible in the Bill of Lord Stafford (Chancery Proceedings 1714-50) filed in 1743. He had married Cantillon's daughter and on her behalf prayed for an account from the Bulkeleys. The will mentions the same legatees, substituting Win. Sloper for Lord Micklethwait, and leaves the widow a house in France, "her native country." Some details are given of Cantillon's fortune. He had large sums in the hands of bankers in London, Amsterdam, Brussels, Vienna, and Cadiz, an estate at Pinchbeck in Lincolnshire, a house in Paris, one at Asnières, an annuity of £1000 a year on the Barbados customs revenue ("cost me £17,000"), "Panama Lacos £600," an Estate in Louisiana, other annuities, and judgment debtors, among them Lady Carrington £20,000 and Wm. Law (brother of John Law) £20,000. The inventory made by him in 1734 is said to be incomplete. It shews particular items amounting to £47,810 and 136,400 livres, probably a very small part of his fortune.
The Bulkeleys left the estate unadministered and administration was granted to Lord Stafford in 1743; on his death to Henrietta, his widow in 1751; on her death to Robert Maxwell, Lord Farnham, her second husband, on 9 December 1761; and to their daughter Lady Henrietta Daly (née Maxwell), Cantillon's granddaughter, on 8 December 1783.

Jean-Baptiste Say
"Alas, how many have been persecuted for the wrong of having been right."
Jean-Baptiste Say was inspired to write his Treatise on Political Economy when, working at a life insurance office, he read a copy of Adam Smith’s Wealth of Nations. His Treatise, often described as a popularization of Smith’s ideas, departed from the typical economics methodology of his day. This departure was based on Say’s conviction that the study of economics should start not with abstract mathematical and statistical analyses but with the real experience of the human person. Such a humanistic stress resulted in Say’s emphasis on the role of the entrepreneur in an economy. In fact, this emphasis was Say’s primary contribution to the field of economics.
Say was certain that the entrepreneur was “necessary for the setting in motion of every class of industry whatever; that is to say, the application of acquired knowledge to the creation of a product for human consumption.” Some provide land; others, capital; still others, labor. But only the entrepreneur—or the “master-agent,” as Say sometimes described him—can combine these factors to bring to market products that meet human needs and wants. Further, an entrepreneur “requires a combination of moral qualities,” such as “judgement, perseverance, and a knowledge of the world, as well as of business.” He must be a forecaster, project appraiser, and risk-taker. Finally, “in the course of such complex operations, there are abundance of obstacles to be surmounted, of anxieties to be repressed, of misfortunes to be repaired, and of expedients to be devised.” In short, the entrepreneur is the rare yet indispensable individual who actually makes the economy work.
While popular abroad, Say’s Treatise brought put him into conflict with Napoleon, who was furious at Say’s refusal to tone down his criticism of France’s disastrous fiscal policies. This run in with the French dictator soon forced Say to put his theory into practice. He was removed from the French government, and his book was suppressed. Undaunted, Say used the latest English technology to establish a cotton spinning plant, which became quite profitable for the ten years he owned it. Meanwhile, Say and his Treatise came to the attention of Thomas Jefferson and James Madison. Madison thought it the best book ever written about economics; Jefferson courted Say to be a professor of political economy at the new University of Virginia. It was not until 1814, with Napoleon exiled, that Say’s Treatise came back into print in France. Say himself was finally appointed to a professorship in economics, first at the Athénée, then at the Conservatoire des Arts et Metiers, and finally at the College de France, where he occupied France’s first chair in political economy.
Adam Smith
Readings on Adam Smith’s life can be found on http://www.bized.ac.uk/virtual/economy/library/economists/smith.htm
David Ricardo
Readings on David Ricardo’s life can be found on http://cepa.newschool.edu/het/profiles/ricardo.htm
John Stuart Mill
Readings on John Stuart Mill’s life can be found on http://www.utm.edu/research/iep/m/milljs.htm
Carl Menger
Readings on John Stuart Mill’s life can be found on http://mason.gmu.edu/~tlidderd/menger/
Alfred Marshall
British economist, one of the founders of English neoclassical economics. The first principal of Univ. College, Bristol (1877-81) and a professor at Cambridge Univ. (1885-1908), he reexamined and extended the ideas of classical economists such as A. Smith and D. Ricardo. His best-known work, Principles of Economics (1890), introduced several influential economic concepts, incl. elasticity of demand, consumer's surplus, and the representative firm. His writings on the theory of value proposed time as a factor in analysis and reconciled the classical cost-of-production principle with the theory of marginal utility. See also classical economics.

Max Webber’s “The Protestant Ethic and the Spirit of Capitalism”,
A generation ago, Max Webber, the eminent sociologist, wrote in his book The Protestant Ethic and the Spirit of Capitalism:
With the progress of science and technology, man has stopped believing in magic powers, in spirits and demons; he has lost his sense of prophecy and, above all, his sense of the sacred. Reality has become dreary, flat and utilitarian, leaving a great void in the souls of men which they seek to fill by furious activity and through various devices and substitutes.
As early as in the beginning of the 20th century, Max Webber, who was one of the first to study entrepreneurship, tried to understand what motivates an entrepreneur. In his book "The Protestant Ethics and the Spirit of Capitalism" he made an interesting conclusion. Aspiration to profit, professional duty, great responsibility before one's pursuit – these are the real motives of business activity. "If you ask these people (outstanding German entrepreneurs) about the goal of their inextinguishable profit-seeking, the fruits of which they will never use, they will simply say that business itself with its never ending demands has become for them "the necessary condition of their existence", he wrote.
The Protestant Ethic
Weber's concern with the meaning that people give to their actions allowed him to understand the drift of historical change. He believed that rational action within a system of rational-legal authority is at the heart of modern society. His sociology was first and foremost an attempt to explore and explain this shift from traditional to rational action.  
Weber believed that the rationalization of action could only be realized when traditional ways of life are abandoned. Modern people often have a difficult time realizing the hold of tradition on pre-industrial people. Tradition was overpowering in pre-modern societies. Weber's task was to uncover the forces in the West that caused people to abandon their traditional religious value orientation and encouraged them to develop a desire for acquiring goods and wealth.  
After a careful study, Weber came to the belief that the protestant ethic broke the hold of tradition while it encouraged men to apply themselves rationally to their work. Calvinism, he found, had developed a set of beliefs around the concept of predestination. It was believed by followers of Calvin that one could not do good works or perform acts of faith to assure your place in heaven. You were either among the "elect" (in which case you were in) or you were not. However, wealth was taken as a sign (by you and your neighbors) that you were one of the God's elect, thereby providing encouragement for people to acquire wealth. The protestant ethic therefore provided religious sanctions that fostered a spirit of rigorous discipline, encouraging men to apply themselves rationally to acquire wealth.
Weber studied non-Western cultures as well. He found that several of these pre-industrial societies had the technological infrastructure and other necessary preconditions to begin capitalism and economic expansion. The only force missing were the positive sanctions to abandon traditional ways.  While Weber does not believe that the protestant ethic was the only cause of the rise of capitalism, he believed it to be a powerful force in fostering its emergence.

Karl Marx
German political theorist and revolutionary. He studied humanities at the Univ. of Bonn (1835) and law and philosophy at the Univ. of Berlin (1836-41), where he was exposed to the works of G. W. F. Hegel. Working as a writer in Cologne and Paris (1842-45), he became active in leftist politics. In Paris he met F. Engels, who would become his lifelong collaborator. Expelled from France in 1845, he moved to Brussels, where his political orientation matured and he and Engels made names for themselves through their writings. Marx was invited to join a secret left-wing group in London, for which he and Engels wrote the Communist Manifesto (1848). That same year he organized the first Rhineland Democratic Congress in Germany and opposed the king of Prussia when he dissolved the Prussian Assembly. Exiled, he moved to London in 1849, where he would live the rest of his life. For years his family lived in poverty, and two of his children died. He worked part-time as a European correspondent for the New York Tribune (1851-62) while writing his major critique of capitalism, Das Kapital (3 vols., 1867-94). He was a leading figure in the First International from 1864 until the defection of M. Bakunin in 1872. See also communism, dialectical materialism, Marxism.
Also see
Joseph Schumpeter
Joseph Schumpeter (1883-1950) viewed capitalism as a dynamic engine of progress. In his view, mature economic systems find a regular and stable routine of supply, demand, and exchange; Schumpeter called this the “circular flow”. Entrepreneurs interrupt this circular flow with new ideas and visions about the economic future, recombining existing resources to create new and more valuable products and services. Schumpeter saw the freedom of innovation and exchange as the foundation of material progress in capitalist economies.
Schumpeter called capitalism a process of “creative destruction” because it overthrows old routines and methods of production. But he recognized that this process is unstable, and therefore unsettling, for those who have become accustomed to established ways. Schumpeter predicted growing political opposition to capitalism and a corresponding growth in socialism, in the 20th century.
David McClelland’s Achievement Motivation theory
It may seem obvious that people who accomplish things have a drive for accomplishment, but it's not that straightforward. In the 1930s, Harvard psychologist David McClelland described three needs (okay, besides sex, shelter, and chocolate) that drove human behavior: power, accomplishment, and affiliation. Power seekers want to make decisions others have to obey. Affiliators crave companionship. Achievers are intent on accomplishing something. The achievers don't seek "some intangible conceptual objective," says Roberts. "They're not devising brilliant ideas that only other brilliant people like themselves recognize. They want to create something significant and tangible--a building, a bridge, a company."
It's not clear whether the achievement urge is hard-wired before birth, but it seems to emerge early. McClelland played games with kindergarten children, having them toss rings onto an upright post. It is difficult, and most kids wound up standing over the post, dropping the rings straight down. Another group, content to rely on luck, flung the rings from across the room. A handful of children stood a foot away from the post, tossed until they made it, then stepped back to try again, and so forth. These kids turned out to be the achievers, eager to test themselves to see what they could accomplish. Says Roberts: "Achievers don't want to do something if it isn't a challenge, and they aren't interested in winning through luck, like the children who threw the ring from far away."

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